B1.33
Sanjay: How long do you plan on working?
Steve: Around 30 years. I want to retire before I'm fifty-five.
Sanjay: That's quite early. How will you pay for your retirement?
Steve: I have a savings account and I pay into a pension. I plan to live simply and save as much money as I can.
Sanjay: I don't have any savings. I expect I'll work until I die.
Steve: Then you need to start saving.
Sanjay: I'm not sure I can afford to.
Steve: You just need to budget. Write down all the money you earn and how much your bills cost. Put the rest into a savings account and you'll soon see it start to grow.
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